Tuesday, December 28, 2010

obviously I didnt go back and publish the unfinished posts

rant: credit scores.
I just heard somebody on a news program, obviously talking about personal financial responsibility/success, say that they thought it was a shame that you have to pay to see your credit score, but that at least you can see your credit history and if you can clean that up your score should get better. and another commentator made the comment wouldnt it be great if the government could give you that number.
my eyes went red with rage.
My first thought was, no, it would be great if there wasnt an artificial monopoly in the space of credit scores and if another company could come in and create a score that more accurately predicted the rate of defaults.
My next thought, was, why does anybody think that the government should be involved with lending money to the general populace.
My next thought was, why does our government operate at a significant deficit. and then I just closed my eyes, wrote a few sentences and got back to work. Let the world work its magic.